Top Pet Insurance Providers
Lemonade
9.6 Rating
Best Overall
9.6 Rating
Maximum coverage per year
$5,000 to $100,000
Deductible choices
$100, $250, $500, $750
- Processes some claims within minutes.
- Receive a 5% discount for each additional pet insured.
- Fast claims handling.
- Limited state availability.
Embrace
8.7 Rating
Great
8.7 Rating
Maximum coverage per year
$5,000 to $15,000
Deductible choices
$250, $500, $750, and $1000
- Highly customizable plans.
- Has a 24-hour pet telemedicine line.
- Use any vet in the USA.
- Does not cover pet food or pet supplements unless you purchase a wellness plan.
Spot
8.1 Rating
Good
8.1 Rating
Maximum coverage per year
$5,000 to $15,000
Deductible choices
$250, $500, $750, and $1000
- 24/7 pet telehealth line is included.
- No extended wait periods.
- No age limit for enrollment.
- Behavioral and alternative therapies are covered.